St. Paul: Housing & Real Estate
St. Paul homes sell at a median $91,700 (estimated market value runs 13% higher at $103,278), with median rent $680 (1.1× higher than Neosho County median $623; 1.4× below Kansas median $986). Homeownership rate: 66.5%. That's 1.1× below the Neosho County median ($99,400); 2.2× below the Kansas median ($199,707). Market is cool. Vacancy rate 11.5%. New construction makes up 4.4% of stock. A municipal building code is in effect.
- 2.2× annual income — home value vs. household income (vs Kansas 2.6×).
- 11.2 years to break even renting at the median (vs Kansas 17y).
- 4-BR rent is 2.0× a studio — rent gradient by unit size.
- Median rent 22% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $91,700 — 0.5× the Kansas median ($199,707). Median rent $680/month. homeownership rate 66.5% — near the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.2× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 19.4% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 13.7% |
| Affordability · Poverty Rate | 6.9% |
| Affordability · Property Tax Pct Income | 3.6% |
| Fair Market Rent · Studio rent | $687 |
| Fair Market Rent · One-bedroom rent | $691 |
| Fair Market Rent · Two-bedroom rent | $877 |
| Fair Market Rent · Three-bedroom rent | $1,125 |
| Fair Market Rent · Four-bedroom rent | $1,349 |
| Fair Market Rent · HUD FMR area | Neosho County, KS |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $103,278 |
| Median Home Value | $91,700 (vs Kansas $199,707) |
| Median Rent | $680 (vs Kansas $986) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | cool |
|---|---|
| Housing Market · Vacancy rate | 11.5% |
| Housing Market · New construction (% of stock) | 4.4% |
| Housing Market · Price Appreciation 2Yr | -0.4% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 100.0% |
| Broadband · Broadband-capable premises | 338 |
| Electricity · Electricity rate (¢/kWh) | 14.15¢/kWh |
| Electricity · Customers | 1,317,095 |
| Electricity · Revenue Millions | $1,958 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 2 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 66.5% |
|---|---|
| Median Year Built | 1977 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12