Spearville: Housing & Real Estate
Spearville's median home value is $206,700 (estimated market value runs 8% higher at $223,338), with median rent $723 (1.4× below Ford County median $1,010; 1.5× below Kansas median $1,060). Homeownership rate: 79.5%. That's 1.4× higher than the Ford County median ($151,100); about the same as the Kansas median ($217,200). Market is hot. Vacancy rate 3.0%. New construction makes up 17.7% of stock. A municipal building code is in effect.
- 2.8× annual income — home value vs. household income (vs Kansas 3.0×).
- 23.8 years to break even renting at the median (vs Kansas 16y).
- 4-BR rent is 2.2× a studio — rent gradient by unit size.
- Median rent 19% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $206,700 — 1.1× the Kansas median ($190,800). Median rent $723/month. homeownership rate 79.5% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.8× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 12.7% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 57.1% |
| Affordability · Poverty Rate | 10.9% |
| Affordability · Property Tax Pct Income | 3.9% |
| Fair Market Rent · Studio rent | $682 (vs Kansas $788) |
| Fair Market Rent · One-bedroom rent | $687 (vs Kansas $849) |
| Fair Market Rent · Two-bedroom rent | $901 (vs Kansas $1,099) |
| Fair Market Rent · Three-bedroom rent | $1,253 (vs Kansas $1,444) |
| Fair Market Rent · Four-bedroom rent | $1,511 (vs Kansas $1,784) |
| Fair Market Rent · HUD FMR area | Crawford County, KS |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $223,338 |
| Median Home Value | $206,700 (vs Kansas $190,800) |
| Median Rent | $723 (vs Kansas $979) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | hot |
|---|---|
| Housing Market · Vacancy rate | 3.0% |
| Housing Market · New construction (% of stock) | 17.7% |
| Housing Market · Price Appreciation 2Yr | 11.5% |
| Housing Orgs · Total count | 1 |
Sources: IRS BMF NTEE L
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Kansas median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Kansas median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Kansas median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 100.0% (vs Kansas 90.2%) |
| Broadband · Broadband-capable premises | 432 |
| Electricity · Electricity rate (¢/kWh) | 14.15¢/kWh |
| Electricity · Customers | 1317095 |
| Electricity · Revenue Millions | $1,958 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Kansas median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Kansas median) |
| Mobile Home Parks Detail · County total | 5 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 79.5% (vs Kansas 60.5%) |
|---|---|
| Median Year Built | 1960 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12