St. Francis: Housing & Real Estate
The median St. Francis home is valued at $108,200 (estimated market value runs 10% higher at $118,821), with median rent $657 (about the same as Cheyenne County median $673; 1.5× below Kansas median $986). Homeownership rate: 77.6%. That's 1.1× below the Cheyenne County median ($114,700); 1.8× below the Kansas median ($199,707). Market is warm. Vacancy rate 17.8%. New construction makes up 1.6% of stock. 1 nursing facility on file. A municipal building code is in effect.
- 2.2× annual income — home value vs. household income (vs Kansas 2.6×).
- 13.7 years to break even renting at the median (vs Kansas 17y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 25% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $108,200 — 0.5× the Kansas median ($199,707). Median rent $657/month. homeownership rate 77.6% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.2× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 17.0% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 33.3% |
| Affordability · Poverty Rate | 15.4% |
| Affordability · Property Tax Pct Income | 3.2% |
| Fair Market Rent · Studio rent | $643 |
| Fair Market Rent · One-bedroom rent | $682 |
| Fair Market Rent · Two-bedroom rent | $877 |
| Fair Market Rent · Three-bedroom rent | $1,052 |
| Fair Market Rent · Four-bedroom rent | $1,249 |
| Fair Market Rent · HUD FMR area | Cheyenne County, KS |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $118,821 |
| Median Home Value | $108,200 (vs Kansas $199,707) |
| Median Rent | $657 (vs Kansas $986) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 17.8% |
| Housing Market · New construction (% of stock) | 1.6% |
| Housing Market · Price Appreciation 2Yr | 13.9% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 100.0% |
| Broadband · Broadband-capable premises | 878 |
| Electricity · Electricity rate (¢/kWh) | 14.15¢/kWh |
| Electricity · Customers | 1,317,095 |
| Electricity · Revenue Millions | $1,958 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 94% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 12% |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 77.6% |
|---|---|
| Median Year Built | 1955 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12